By Gary Silverman, CFP® Hopefully we are coming out of the greatest financial mess since the Great Depression. And as the recovery continues, I hope that you, my dear readers, are coming back financially as well. Maybe you finally got a job again. Maybe your reduced hours have been restored. If you were used to [...]

Although many people know what they should do when they are in financial trouble, realizing when that action is necessary can be trickier to figure out. The NFCC suggests that consumers take the following quiz. The results will reveal whether or not they need to seek professional help to avoid falling into a deeper financial quagmire. If financial assistance [...]

Have you ever felt like your finances are totally out of control and that there’s no hope of ever recovering from the financial mayhem you’re in?  Given everything that has happened and is still happening with the American economy – lost jobs, mortgages underwater, retirement accounts on life-support — this feeling of hopelessness is understandable. [...]