Raise Your Credit Score in 2014 in 5 Steps

By Karen Carlson Poor credit could be costing you thousands of dollars a year. If you’ve suffered from a ‘so-so’ or even poor credit score for most of your life make a commitment to yourself to raise your credit score in 2014. 1. Face your credit history and score: Like many things in life, the [...]



 Retirement Plan Limits Largely Unchanged
in 2014

By Jason Alderman Anyone who’s bought groceries, filled their gas tank, or paid insurance premiums recently would probably be surprised to learn that according to Department of Labor’s Consumer Price Index for Urban Consumers (CPI-U), the rate of inflation is relatively flat – only 1.2 percent from September 2012 to September 2013. That’s bad news [...]



 Money Styles for Couples

By Jana Castanon Finances are a hot topic for any couple, and one that must be discussed prior to making a permanent commitment to each other. There are three basic money management styles that a couple could choose – they could combine all their resources into joint accounts, have completely separate accounts, or a combination of [...]



 The Main Ways to Raise Your Credit Score

By Mark Foster  There are various factors involved in raising a credit score, but when it comes down to it just two key factors are responsible for an incredible 65% of your score – how timely you pay your bills and how much you owe. The less you owe, the better your credit score. The credit scoring [...]



 We’re Divorcing.
Can We Split the Credit Cards?

By Erica Sandberg Dear Erica, My husband and I are divorcing. We have two cards together, and I have one of my own — it’s a Nordstrom card that I had even before we were married. None of our cards has a balance. Should we close the cards we have together and get new ones? [...]



 Which Of My Credit Scores
Is The Most Important?

By John Ulzheimer Depending on whom you believe you can have as few as one credit score, and as many as hundreds of credit scores. So who is telling the truth? The truth is they’re both right. Follow me… The apex predator in credit scoring is still your FICO credit score. That’s not in dispute. It’s by far the most [...]



 Just One Late Payment
Can Ding Your Credit

By Erica Sandberg Dear Erica, This month we are unable to pay our credit card bills for the first time. We have no more money to give after paying for our house and food. My husband has been out of a job for eight months, and I am working at Target which supplies us benefits [...]



 Talking Finances With Your Valentine

By Jason Alderman Valentine’s Day may have just ended, but that shouldn’t stop you from talking about your financial future as a couple to keep your relationship on a healthy footing. In any marriage, major life changes may require you to reassess how you manage the family finances. Unfortunately, many couples don’t make time to [...]



 How to Talk About Money Before Marriage

By Matt Bell When you’re getting to know the person you’re thinking about marrying there’s so much to learn. Some of it comes about through questions as you ask each other about past experiences and future goals. Some of it also comes about through observation. Does he respect his parents? Is she usually on time? But it isn’t always [...]



 Ten Smart Things To Do
To Keep Your Credit Report Healthy

By Sara Gilbert Your credit report and credit score are a summary of your bill paying history that will affect your ability to purchase items on credit. Taking good care of your personal credit report and score could save you thousands of dollars in interest over your life time, and give you the buying power you [...]