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	<title> &#187; Controling Finances</title>
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		<title>A Debt Free Retirement</title>
		<link>http://financialeducation.nfcc.org/2013/04/18/a-debt-free-retirement/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=a-debt-free-retirement</link>
		<comments>http://financialeducation.nfcc.org/2013/04/18/a-debt-free-retirement/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 20:42:58 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Controling Finances]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=3394</guid>
		<description><![CDATA[By Mark Foster When people think of retirement planning, there is one factor that is often overlooked – becoming debt free. But becoming debt free is one of the best things that you can do for your eventual retirement. The average monthly Social Security check is approximately $1,250. Imagine trying to live on that amount. [...]]]></description>
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		<title>Debt Management StartsWith Changing Your Behavior</title>
		<link>http://financialeducation.nfcc.org/2013/04/15/debt-management-startswith-changing-your-behavior/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=debt-management-startswith-changing-your-behavior</link>
		<comments>http://financialeducation.nfcc.org/2013/04/15/debt-management-startswith-changing-your-behavior/#comments</comments>
		<pubDate>Mon, 15 Apr 2013 15:25:22 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Controling Finances]]></category>
		<category><![CDATA[Decreasing Debt]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=3365</guid>
		<description><![CDATA[By Lauralynn Schueckler Do you find yourself deep in debt? Have you enrolled or experimented with any debt settlement programs, but that just left you worse off than before? Are you tired of worrying about money every month? If so, you are not alone. Millions of Americans find themselves in a similar situation every single [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Avoid OverspendingYour Retirement Fund</title>
		<link>http://financialeducation.nfcc.org/2013/04/11/how-to-avoid-overspendingyour-retirement-fund/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-avoid-overspendingyour-retirement-fund</link>
		<comments>http://financialeducation.nfcc.org/2013/04/11/how-to-avoid-overspendingyour-retirement-fund/#comments</comments>
		<pubDate>Thu, 11 Apr 2013 14:33:12 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Controling Finances]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=3352</guid>
		<description><![CDATA[By Carla Blair With the technological and medical advancements in the past few decades, life expectancies have become longer and longer. This poses a problem to those of retirement age: what if you outlive your savings? Here are some tips to help you make sure that that doesn’t happen, and that you will be financially [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Got Savings?How to Go From $0 to $2000 in One Year</title>
		<link>http://financialeducation.nfcc.org/2013/03/19/got-savingshow-to-go-from-0-to-2000-in-one-year/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=got-savingshow-to-go-from-0-to-2000-in-one-year</link>
		<comments>http://financialeducation.nfcc.org/2013/03/19/got-savingshow-to-go-from-0-to-2000-in-one-year/#comments</comments>
		<pubDate>Tue, 19 Mar 2013 19:34:29 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Controling Finances]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=3283</guid>
		<description><![CDATA[By Shannon Doyle How much are you saving? If this question makes you laugh and exclaim “Savings? I wish!”, or creates major waves of guilt and anxiety you are not alone. A Consumer Federation of America study in 2010 found that 69% of low-income households do not have a savings account. In addition, 54% of [...]]]></description>
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		<title>How to Save Thousands on Your Food Bill</title>
		<link>http://financialeducation.nfcc.org/2013/02/05/how-to-save-thousands-on-your-food-bill/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-save-thousands-on-your-food-bill</link>
		<comments>http://financialeducation.nfcc.org/2013/02/05/how-to-save-thousands-on-your-food-bill/#comments</comments>
		<pubDate>Tue, 05 Feb 2013 17:34:10 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Controling Finances]]></category>
		<category><![CDATA[Money Management]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=3116</guid>
		<description><![CDATA[By Carla Blair Food can quickly become an expensive necessity if you don’t learn how to budget it appropriately. Unfortunately, because food is a necessity many people will allow themselves to splurge more often on it which can wreak havoc on a monthly budget. To keep your food budget under control for 2013 and to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Christmas Is ComingDo You Know Where Your Shopping List Is?</title>
		<link>http://financialeducation.nfcc.org/2012/11/27/christmas-is-comingdo-you-know-where-your-shopping-list-is/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=christmas-is-comingdo-you-know-where-your-shopping-list-is</link>
		<comments>http://financialeducation.nfcc.org/2012/11/27/christmas-is-comingdo-you-know-where-your-shopping-list-is/#comments</comments>
		<pubDate>Tue, 27 Nov 2012 15:42:26 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Controling Finances]]></category>
		<category><![CDATA[Decreasing Debt]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=2832</guid>
		<description><![CDATA[By Gary Silverman Many people begin the New Year in a financial hole. The reason? Credit card bills coming in from Christmas. What you do over the next two months can make or break next year’s budget. The first step in keeping your financial sanity when it comes to shopping is a budget. Sit down [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Start ReducingYour Credit Card Debt</title>
		<link>http://financialeducation.nfcc.org/2012/11/26/how-to-start-reducingyour-credit-card-debt/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=how-to-start-reducingyour-credit-card-debt</link>
		<comments>http://financialeducation.nfcc.org/2012/11/26/how-to-start-reducingyour-credit-card-debt/#comments</comments>
		<pubDate>Mon, 26 Nov 2012 17:09:57 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Controling Finances]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Debt]]></category>
		<category><![CDATA[Money Management]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=2826</guid>
		<description><![CDATA[By Melinda Opperman If your credit card debt is keeping you from reaching your personal financial goals, and you’re ready to concentrate on paying off your credit cards, here are a few tips to help you get started. 1. Make a budget. If you haven’t already made a budget this is a great first step [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why Budgets Are So Important,Now More Than Ever…</title>
		<link>http://financialeducation.nfcc.org/2012/11/07/why-budgets-are-so-importantnow-more-than-ever%e2%80%a6/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=why-budgets-are-so-importantnow-more-than-ever%25e2%2580%25a6</link>
		<comments>http://financialeducation.nfcc.org/2012/11/07/why-budgets-are-so-importantnow-more-than-ever%e2%80%a6/#comments</comments>
		<pubDate>Wed, 07 Nov 2012 19:11:25 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Budget Counseling]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Controling Finances]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=2757</guid>
		<description><![CDATA[By Lauralynn Schueckler Budgets are very important in this day and age with the struggling economy going the way it is. You may have asked yourself before “Do I really need to create a budget?” The short and simple answer is YES! We’ll list some obvious reasons why we think budgets are so important and [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Financial Tip of the DayBegin Saving Today!</title>
		<link>http://financialeducation.nfcc.org/2012/05/21/financial-tip-of-the-daybegin-saving-today/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=financial-tip-of-the-daybegin-saving-today</link>
		<comments>http://financialeducation.nfcc.org/2012/05/21/financial-tip-of-the-daybegin-saving-today/#comments</comments>
		<pubDate>Mon, 21 May 2012 16:11:12 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Controling Finances]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=2241</guid>
		<description><![CDATA[By Drew Kessler Saving money isn&#8217;t as difficult as you may think. Follow these simple tips, and you&#8217;ll see how easy and quick it is to add a few extra bucks to your wallet. &#160; &#160; Make coffee at home and take it with you Pack your lunch instead of eating out at work Wash your [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Basic Financial Planning: Cash Flow</title>
		<link>http://financialeducation.nfcc.org/2012/04/10/basic-financial-planning-cash-flow/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=basic-financial-planning-cash-flow</link>
		<comments>http://financialeducation.nfcc.org/2012/04/10/basic-financial-planning-cash-flow/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 17:19:26 +0000</pubDate>
		<dc:creator>dkessler</dc:creator>
				<category><![CDATA[Budget]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Controling Finances]]></category>

		<guid isPermaLink="false">http://financialeducation.nfcc.org/?p=2048</guid>
		<description><![CDATA[By Gary Silverman Cash flow has two components: what goes-in and what goes-out. You might know them as income and expenses. Income is any money that flows your way. This might be money you earn through a job or a hobby. It might be from your investments in the form of income or dividends. An [...]]]></description>
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