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NFCC Blog: Staying the Course

Start the New Year Off Right

By Mark Foster Are you completely satisfied with your finances? Most of us wish we could do even better. But, don’t just wish things were different — now is the perfect time to take some action and set some financial goals for the new year. It’s important to set financial goals. Otherwise, as the saying goes, “If you aim at nothing, you’ll probably hit it.” Don’t overwhelm yourself with setting …Read More

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Poll Suggests Consumers May Have Seven-Year Post-Recession Spending Itch

By Gail Cunningham The November online poll hosted by the NFCC revealed that close to half of all respondents (49%) predict that their financial situation will be better at this time next year. Consumers exhibiting financial confidence is certainly a positive sign for the American economy. Having been cost-conscious since the beginning of the recession, consumers may now be experiencing the seven-year itch with a desire to begin spending again. However, …Read More

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Join the NFCC on December 9th for a #HolidaySpending Twitter Party!

By Drew Kessler The 2014 holiday shopping season is in full swing! And while many retailers are praising the season’s hottest deals, consumers are overspending more than any other time of the year. Are your finances equipped to handle everyone on your holiday gift list? Join the NFCC on Tuesday, December 9th at 9PM ET for a #HolidaySpending Twitter Party that will help equip you with all the tips you need to save this holiday season! Let …Read More

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Don’t Hate the Payer, Hate the Game

 By Donna Freedman I’m the grocery store customer who challenges the scanner. Yes, it slows things up a little. But I’m not going to pay $2.89 a pound just because someone forgot to tell the computer that hams are on sale this week. That’s me. And you? You might be the person behind me, grinding her teeth in frustration because I won’t accept anything other than the advertised price. My apologies if your …Read More

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Score a Victory on Black Friday

By Gail Cunningham When you play to win, you must play a mistake-free game. If consumers want to come out in the win column on Black Friday, they’ll need to study the game plan before ever taking the field. The NFCC offers the following keys to the game: Don’t get penalized for buying a gift card with high fees or from a store that is on shaky financial ground and could …Read More

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Help Your Grandkids Become Financially Responsible

By Neale Godfrey I have used this blog to continue to help parents teach financial responsibility to their children of specific age groups.  Now I am going to talk to you, the grandparents, about your participation in the education process. Why Grandparents? Aside from the desire for your grandkids to have the best of everything, you also want them to be financially secure and savvy. Due to your unique access and …Read More

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Holiday Overspending Can Have Long-Term Consequences

By Gail Cunningham Millions of consumers have begun their holiday shopping, snagging sale items either in-person or online, and therefore considering themselves savvy shoppers. At the same time, many lost sight of the fact that regardless of the price, a bargain isn’t a smart purchase if it compromises a person’s overall financial health. If there’s one time of the year when people shop with their heart, not their head, it’s …Read More

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Don’t Be Surprised by Retiree Healthcare Costs

By Jason Alderman Retirement isn’t cheap. Even though you’re no longer drawing a paycheck you still must pay for housing, food, utilities, transportation, and healthcare to name just a few expenses. As prices continue to escalate, it’s not surprising that the ages at which people expect to retire — and when they actually do — have crept up in recent years. Many factors are at play: People are still recovering …Read More

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Tips on Finding Cash for Holiday Expenses

By Gail Cunningham Many people are entering the largest shopping season of the year financially ill-prepared. For some, the ghosts of Christmases past are still haunting them in the form of unmanageable credit card debt. For others, finding $800, the amount the National Retail Federation estimates that consumers will spend during the holidays this year, is seemingly beyond their reach. For the many Americans who struggle to meet daily living …Read More

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How to Pay Back Credit Card Debt and Avoid Ruining Your Credit Score

By Melinda Opperman The mechanics of calculating credit scores aren’t exactly intuitive; many people have the impression that good behavior like paying off credit card debt can be bad for one’s credit score. These people wonder if there is a way to pay back credit cards without ruining your credit? The answer is yes, of course. The main thing to watch out for is to not close your open credit …Read More

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