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Vacation Planning

Avoid a Vacation Financial Hangover

By Mark Foster With summer approaching for many people that means time for some vacation fun! “Where do you want to go?” “What do you want to do?” Those are fine questions, but the most important vacation question of all is “How much can you afford to spend?” It’s okay to spend money on a vacation if your budget allows it, but overspending is something you definitely want to avoid. …Read More

Involving Kids in Family Vacation Planning

By Jason Alderman Travel can be a great learning experience. Asking your kids to help research and execute arrangements on a future trip can be an even better one. Learning about actual costs involved in the average family vacation can be an eye-opener for kids. By planning all or part of the trip, kids can gain an understanding of how to bargain hunt, budget and save money. Here are a …Read More

A Vacation That Won’t Ruin Your Finances

By Mark Foster Vacations are right around the corner for many families. If you’re not careful, a trip can hurt the family’s finances, making it difficult to pay the bills. To avoid this, the first step to vacation planning is to decide where you want to go, right? Wrong! The first step is to look at your finances and calculate how much vacation you can afford. There’s no sense in …Read More

Vacations on the Cheap

By Jana Castanon With summer finally here many people are planning on getting out of town. In fact, July and August are the two most popular vacation months. So now is the time to start planning that perfect get-away. But, how do you do that when money is tight? The first thing you need to consider is how much you can afford to spend without having to rely on credit …Read More

Keep a Lid on Vacation Costs

By Jason Alderman Summer vacation is right around the corner. I’m not a big believer in pre-planning every single detail – sometimes the best vacation moments are spontaneous. But unless your rich uncle is paying for the trip, you’ll need to do a certain amount of preparation or your budget will fly out the window. You do have a vacation budget, right? If not, here are a few suggestions for …Read More

Budget Your Vacation

By Mark Foster As the school year winds down for many families people may have already begun planning for their summer vacation. What’s incredibly tempting is to do whatever you want to do and just put it on a credit card and worry about it later. However, that’s a backwards approach, and not the most financially responsible thing to do. The financial aftermath of charging a vacation you cannot afford …Read More

Summertime Vacation Saving Tips

By Mark Foster Families typically take vacations during the summer. However, the high cost of gasoline – currently in the $3.50/gallon range – has many families reconsidering. Some won’t go as far from home as they would have liked, while others won’t go anywhere. In fact, a recent CCOA online poll had 55% of respondents say the high cost of gasoline would prevent them from driving anywhere this summer for …Read More

Tips for Vacation Savings

By Mark Foster As school lets out for the summer vacations are on many families’ minds. A Credit Counseling of Arkansas (CCOA) website poll showed that 84 percent of families haven’t had a vacation in the past year. Many can’t afford to take one unless they pinch their pennies. But, whether someone plans an elaborate vacation or something close to home, it is vital to first create a vacation budget …Read More

Cool Tips For Summer Fun That Don’t Break The Bank

By Gail Cunningham When school let’s out every summer, the thoughts of children and families across the nation turn to fun-filled summer days. But rather than letting summer break the bank,  inexpensive activities can pass the sunny days with the children without missing a beat. Visit the local library. Most local libraries provide regular storytelling programs that provide an air-conditioned break that keeps even the youngest and oldest reader’s learning skills sharp. …Read More

How to Save Money for a Rainy Day

By Lauralynn Schueckler Saving money for a rainy day may seem impossible at times. Everything around us seems to be increasing in price, yet pay remains stagnant. Everyone should attempt to put away money for an emergency, even if it is only a little at a time. Some easy ways to save money for a rainy day that will not require major changes to your budget include: • Throwing all …Read More