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Savings Tips for Holidays

Founded in 1951, the National Foundation for Credit Counseling is the largest serving nonprofit financial counseling organization. Find various topics in this blog, including personal finance, credit counseling, housing, budgeting and student loan help. Click here to speak with an NFCC-certified Consumer Credit Counselor.

Celebrating Valentine’s Day on a Budget

The month of February is here, and Valentine’s Day is just around the corner. It’s a great day to really show appreciation for your significant other with a nice dinner and night out on the town. Of course, Valentine’s Day also comes with a cost, and a lot of times it’s heavy. Dinner, a movie, alcohol, gifts. They all add up. With that being said you can still have a …Read More

Sentimental Valentine’s Day Gifts That are Free or Cost Little

Valentine’s Day is a time to show the people we love just how much we love them.  Beware though because advertisers spend millions to tell us to spend a lot of money on Valentine’s gifts. It’s easy to fall into the trap of thinking that how much we spend on someone reflects how much we really love that person. Overspending, even on small gifts, can result in some financial problems. …Read More

Prepared for the Ongoing Expenses that Come With Getting a Pet as a Gift?

By Bruce McClary There are all sorts of gifts that can leave a lasting impression. Your first bike, the nice sweater from your parents, a new set of golf clubs and the latest tech gadget are all examples of presents that remain etched in your memory. Pets can easily fit into that category as well, especially for one reason that might be surprising to some. While nearly everyone melts at …Read More