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Negotiating Payments

Founded in 1951, the National Foundation for Credit Counseling is the largest serving nonprofit financial counseling organization. Find various topics in this blog, including personal finance, credit counseling, housing, budgeting and student loan help. Click here to speak with an NFCC-certified Consumer Credit Counselor.

How to Negotiate Payments With Your Creditor

Question: I’m in a bad position with my credit card companies. I was reduced to part-time employment and have fallen behind on payments. I’m getting calls every day and I don’t know what to tell them or what to do. Please believe me that my wife and I are truly struggling. We have done everything we can to make ends meet, including moving into my parents’ house with our two …Read More