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Holiday Time Savings

NFCC Offers Shoppers Holiday Countdown Tips

By Gail Cunningham As shoppers enter the countdown to Christmas, the NFCC offers tips to help them cross the finish line without compromising their financial well-being. Shoppers who wait until the last minute are often more vulnerable to making poor shopping decisions, and should exercise extra caution. The following tips based on the acronym for countdown should help consumers maintain their financial common sense as they wrap up their holiday …Read More

Twelve Ways to Save on Holiday Travel

By Stacy Johnson If going home for the holidays, or escaping from home for that matter, is a part of your December plan you may think it’s too late to score a deal. After all, aren’t we always told to book in advance for the best prices? While it can be easier to find deals if you have more time to work with, there are plenty of ways to save …Read More

Tips on Finding Cash for Holiday Expenses

By Gail Cunningham Many people are entering the largest shopping season of the year financially ill-prepared. For some, the ghosts of Christmases past are still haunting them in the form of unmanageable credit card debt. For others, finding $800, the amount the National Retail Federation estimates that consumers will spend during the holidays this year, is seemingly beyond their reach. For the many Americans who struggle to meet daily living …Read More

Never Overspend on the Holidays Again – Guaranteed!

By Jesse Campbell You might not want to hear this. “Nope, nope, nope,” you might say. It’s no use. The holidays are coming. Did you set a holiday budget last year? Did you keep that budget? If you didn’t, don’t worry. That was last year. This is the year you’ll stick to your holiday budget – guaranteed. How? By following these five simple steps. Forget Last Year One of the worst …Read More

Take Control of Your Holiday Spending

By Ashley Hagelin It is amazing how easy it is to go way overboard during the holidays. We all tell ourselves, I am not going to over spend, over eat, or over commit but sure enough we find ourselves way beyond the limits we set for ourselves. However, part of the holiday magic is the ability to completely justify to ourselves what we are doing while we are doing it…yet …Read More

Don’t Let Black Friday
Lead to the January Blues

By Gail Cunningham Americans can be generous – to a fault – and never is that character trait more evident than during the holiday shopping season. At this time of year, millions of people put their financial common sense on the shelf, tucking it away into a winter hibernation of sorts, thereby making it much easier to take part in the once per year phenomenon known as Black Friday, the mother …Read More

Creating a Plan for Holiday Spending

By Jana Castanon No, it can’t be! Just as we are packing away summer’s paraphernalia, retail stores are bulldozing ahead making sure we are aware that the holidays are coming. Halloween will be here in no time with Thanksgiving and the holiday season not far behind.  But is your pocketbook ready?  Before the hustle and bustle begins take control over your finances so they do not take control of you.  …Read More

Cool Tips For Summer Fun That Don’t Break The Bank

By Gail Cunningham When school let’s out every summer, the thoughts of children and families across the nation turn to fun-filled summer days. But rather than letting summer break the bank,  inexpensive activities can pass the sunny days with the children without missing a beat. Visit the local library. Most local libraries provide regular storytelling programs that provide an air-conditioned break that keeps even the youngest and oldest reader’s learning skills sharp. …Read More

Low and No Cost Gift Ideas

By Sara Gilbert The November poll hosted on the NFCC’s website, www.DebtAdvice.org, revealed that 40% of respondents do not intend to spend any money on holiday purchases as they anticipate experiencing further financial distress in the future. The poll sends a strong signal that a significant number of people lack enough confidence in their financial future to begin spending, even on traditional holiday expenses.   “Historically, consumers have put aside …Read More

Consumers Dreaming Of A Black Christmas

By Gail Cunningham While retailers are busy trying to stimulate enough holiday sales to put them into the black financially, consumers are dreaming of a black Christmas, one that keeps them in the black on their personal ledger sheet. Although Black Friday and Cyber Monday spending tempted millions of shoppers to part with some cash, or at least pull out the plastic, many have now not only returned to financial …Read More