Archive for the 'Holiday Time Savings' Category

 Take Control of Your Holiday Spending

By Ashley Hagelin It is amazing how easy it is to go way overboard during the holidays. We all tell ourselves, I am not going to over spend, over eat, or over commit but sure enough we find ourselves way beyond the limits we set for ourselves. However, part of the holiday magic is the […]



 Don’t Let Black Friday
Lead to the January Blues

By Gail Cunningham Americans can be generous – to a fault – and never is that character trait more evident than during the holiday shopping season. At this time of year, millions of people put their financial common sense on the shelf, tucking it away into a winter hibernation of sorts, thereby making it much easier […]



 Creating a Plan for Holiday Spending

By Jana Castanon No, it can’t be! Just as we are packing away summer’s paraphernalia, retail stores are bulldozing ahead making sure we are aware that the holidays are coming. Halloween will be here in no time with Thanksgiving and the holiday season not far behind.  But is your pocketbook ready?  Before the hustle and […]



 Cool Tips For Summer Fun That Don’t Break The Bank

By Gail Cunningham When school let’s out every summer, the thoughts of children and families across the nation turn to fun-filled summer days. But rather than letting summer break the bank,  inexpensive activities can pass the sunny days with the children without missing a beat. Visit the local library. Most local libraries provide regular storytelling programs that […]



 Low and No Cost Gift Ideas

By Sara Gilbert The November poll hosted on the NFCC’s website, www.DebtAdvice.org, revealed that 40% of respondents do not intend to spend any money on holiday purchases as they anticipate experiencing further financial distress in the future. The poll sends a strong signal that a significant number of people lack enough confidence in their financial […]



 Consumers Dreaming Of A Black Christmas

By Gail Cunningham While retailers are busy trying to stimulate enough holiday sales to put them into the black financially, consumers are dreaming of a black Christmas, one that keeps them in the black on their personal ledger sheet. Although Black Friday and Cyber Monday spending tempted millions of shoppers to part with some cash, […]



 Temporary Holiday Income May Buy Consumers The Gift Of Financial Stability

By Gail Cunningham It is estimated that close to 500,000 people may find temporary employment  this holiday season, putting some much-needed money into the wallets of consumers who haven’t had a paycheck in months.  There will be many legitimate uses for this money, but it will only stretch so far.  Therefore, the NFCC suggests prioritizing […]



 Top 5 Free Black Friday
& Holiday Shopping Apps

According to the National Retail Federation, 152 million shoppers plan on braving the Black Friday crowds this weekend and will spend an estimated $465.6 billion at retail outlets during the 2011 holiday shopping season—a 2.8 percent increase over 2010. Widely recognized as the busiest shopping day of the year, retailers nationwide will open their doors […]



 Five Things To Do Before Leaving Home On Black Friday

NFCC Offers Tips on Preparing for the Largest Shopping Day of the Year By Gail Cunningham, NFCC Vice President of Membership & Public Relations For many, shopping on Black Friday has become as much of a Thanksgiving tradition as turkey, with friends and families whipping up a shopping strategy along with the dressing and gravy. […]



 Do’s & Don’ts for Black Friday & the Holiday Shopping Season

By Sara Gilbert, Group Manager for the Colorado branch of GreenPath Debt Solutions It is a little over one week until the official start of the 2011 holiday shopping season.  Retailers will be out of the chutes early this year with some stores opening on Thanksgiving, or starting their Black Friday sales at midnight in […]