Archive for the 'Financial Literacy' Category

 Providing Financial Literacy to the Unbanked

By Jason Alderman In today’s world of Internet banking, smartphone shopping apps, and web-based access to investment accounts, it’s easy to forget that billions of people around the world – including many millions in our own country – lag far behind when it comes to accessing even the most rudimentary financial management tools. Indeed, according […]



 How Housing Counseling Could Help You

By Lauralynn  Schueckler Whether you are thinking of buying your own home or are already a homeowner, housing counseling can offer valuable help when you need it most. It is a common misconception to believe that housing counseling is only for people whose mortgages are underwater or those who have bad credit.  For those who are […]



 Understanding the Importance of a Credit Report

By Gail Cunningham The Consumer Financial Protection Bureau (CFPB) recently announced that it would soon begin examining credit reporting agencies to confirm, among other things, that they are producing accurate credit reports and that consumers have ample ability to dispute errors on their reports. An accurate credit report is critical to a person’s financial future, […]



 What to Discuss With Your Potential Financial Advisor– Part 3

 By Gary Silverman We continue the series on how to find a financial advisor. Today we’ll whittle down your list. You’ve found an advisor or three who look like they might be a good fit for you…but how do you know? First, I’d schedule a meeting. Most financial planners and advisors will offer a free […]



 The Importance of Understanding Your Credit Report and Credit Score

  By Lauralynn Schueckler There are many good reasons why you should understand what is on your credit report and what your current credit score is. For example, if you are trying to rent an apartment there are credit checks that are performed on possible tenants by the landlord. If you have bad credit or […]



 Choosing a Financial Advisor – Part 2

 By Gary Silverman Investment advisor, financial planner, financial advisor, stockbroker, registered investment advisor, insurance agent, retirement planning specialist, personal financial specialist…what the heck do all these mean and what do they all do? Heck if I know. You see, some of the designations above require specific licenses, some infer a certain level of expertise, and […]



 Choosing a Financial Advisor: Part One

By Gary Silverman People regularly ask me how to choose a financial advisor. After my stock answer of “choose me,” I begin by asking them why they want one. Financial advice means different things to different people. One such person told me that he had some stocks that he wanted to buy and wanted me […]



 Using Comic Books to Teach Financial Literacy

By Jason Alderman For decades, millions of kids have faithfully followed the adventures of their favorite comic book superheroes like Spider-Man and the X-Men – sometimes well into adulthood. Although often considered pure escapism, comic books also can serve an educational role – whether it’s teaching the principles of science, demonstrating right vs. wrong, or […]



 ABCs Of Obtaining Credit For College Grads

Recent college graduates are undoubtedly anxious to get on with their lives and do very grown-up things such as enter the workforce, buy a car and upgrade from dorm life to a nice apartment. The reality is that it’s going to take credit to achieve many of their dreams, and if they’ve not established credit […]



 The NFCC’s Crash Course On College Credit

For incoming freshmen, college means one thing: freedom. It also is usually a person’s first experience with credit cards. According to a recent study by Student Monitor, nearly two-thirds of college undergraduates acquire their first credit card before age 19. Eighty-seven percent of those are freshmen. While college is full of exciting and new adventures, […]