Go to Top

Financial Education

TD and NFCC Renew Partnership to Provide Financial Education Seminars

By Drew Kessler TD Bank, America’s Most Convenient Bank®, recently announced continued partnership with the NFCC to sponsor 110 adult financial education seminars for approximately 2,000 people in Boston, Florida, New York City, Metro Washington D.C., Philadelphia, North Carolina and South Carolina. NFCC member agencies will host the seminars, scheduled through Dec. 31, 2015, with a focus on budgeting and basic financial management skills, understanding credit reports and scores, and …Read More

Americans Not Paying Bills on Time — and Why That’s Bad

By Erin El Issa Paying your bills on time can save you money. You’ll avoid late payment fees and penalty interest rates, and also maintain or build good credit, which can help you get approved for favorable loan terms. Yet, many Americans — especially those in their 20s and early 30s — struggle to get their bills paid on time, according to a recent study by the National Foundation for Credit Counseling. Here’s …Read More

Credit Counselor Nitzsche: Once Helped, Now He Helps

By Cliff Goldstein Like a lot of young adults, Thomas Nitzsche was able to get approved for several credits cards with high spending limits when he was in his early 20s. And like a lot of people, Nitzsche soon found himself buried under a mountain of debt. “I always maintained good credit, but I was facing about $10,000 in combined debt,” Nitzsche says of that stressful period a decade ago. …Read More

What to Discuss With Your Potential Financial Advisor– Part 3

 By Gary Silverman We continue the series on how to find a financial advisor. Today we’ll whittle down your list. You’ve found an advisor or three who look like they might be a good fit for you…but how do you know? First, I’d schedule a meeting. Most financial planners and advisors will offer a free introductory meeting so that you can kick their tires and they can see if you’re …Read More

‘Innocent Spouse Relief’ Protects Against Tax Fraud

By Jason Alderman I’ll wager that when most brides and grooms utter the phrase, “For better or for worse,” the “worse” they’re imagining probably involves situations like getting laid off or a prolonged family illness – not being the victim of tax fraud perpetrated by a current or former spouse. Married couples typically file joint tax returns because it lets them take advantage of certain tax credits and other benefits …Read More

Choosing a Financial Advisor – Part 2

 By Gary Silverman Investment advisor, financial planner, financial advisor, stockbroker, registered investment advisor, insurance agent, retirement planning specialist, personal financial specialist…what the heck do all these mean and what do they all do? Heck if I know. You see, some of the designations above require specific licenses, some infer a certain level of expertise, and some don’t have any requirements to them at all. Instead of going through a very …Read More

Our Dependency on Technology Often Results in Financial Budget-Busting

By Morgan Gee, Certified Credit Counselor Note: Prior to reading this article it may be important for the reader to know that my cell phone doesn’t take pictures, I do not text and I am seriously considering cancelling my cable satellite because of a $2 a month tax increase. For what some people consider a routine cell phone bill I consider a decent car payment. I recently counseled a single …Read More

Teaching Your Children The Value Of Money

The NFCC’s 2011 Financial Literacy Survey found that 42% of adults garnered most of their personal finance knowledge from their parents. Only about 1 in 10 adults learned about this subject at school or from a financial professional.  It is now more important than ever to make sure your children understand the basic concepts of financial awareness. The following steps can help arm children with smart financial skills that can …Read More

ABCs Of Obtaining Credit For College Grads

Recent college graduates are undoubtedly anxious to get on with their lives and do very grown-up things such as enter the workforce, buy a car and upgrade from dorm life to a nice apartment. The reality is that it’s going to take credit to achieve many of their dreams, and if they’ve not established credit while in school, now is the time to start. “Today’s graduate will be attempting to …Read More

Make Sure Your Financial House Is In Order

Yesterday over 100,000 Americans went online to watch President Obama answer live questions from Twitter users for the first “Twitter Town Hall.” For an hour, he answered questions from consumers about the economy. According to the White House, most of the questions concerned jobs (23%), the budget (18%) and taxes (11%). It seems that Americans are concerned about getting the budget back under control, and much like the national budget, …Read More