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College Credit for Life

Founded in 1951, the National Foundation for Credit Counseling is the largest serving nonprofit financial counseling organization. Find various topics in this blog, including personal finance, credit counseling, housing, budgeting and student loan help. Click here to speak with an NFCC-certified Consumer Credit Counselor.

52% Of Millennials Engage In Expensive Credit Card Behaviors

 By Robert Harrow A new study released earlier this week by the FINRA Investor Education Foundation reveled that a majority of millennials use credit cards in an expensive way. They are more likely than the rest of the population to pay late fees or take out cash advances. These are avoidable expenses no one should pay. For millennials, these practices put a strain on their finances, making it more difficult to budget or establish a …Read More

The NFCC’s Crash Course On College Credit

For incoming freshmen, college means one thing: freedom. It also is usually a person’s first experience with credit cards. According to a recent study by Student Monitor, nearly two-thirds of college undergraduates acquire their first credit card before age 19. Eighty-seven percent of those are freshmen. While college is full of exciting and new adventures, the NFCC wants to remind college freshmen that these years are critical to one’s financial …Read More

NFCC Gives Thanks By Giving

The compound word Thanksgiving is made up of two very meaningful and powerful words, both deserving of reflection during this Thanksgiving season.The National Foundation for Credit Counseling (NFCC) expresses thanks to the many that support their mission of creating a culture of financially responsible behavior through financial education. Turning a mission statement into a reality has become even more challenging due to the recent economic downturn, as job losses, foreclosures …Read More