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Budget

Money Saving Strategies That Fit Your Personality

By Jesse Campbell Squirrels have it easy. They have a natural instinct that tells them, “Hey, you need to start saving food right now if you want to make it through the winter.” It’s a behavior that’s born into them. They don’t have to motivate themselves to find nuts and stash them away. They just do it. As humans, we have many natural instincts, but saving money is rarely one …Read More

It’s Time to Spring Clean Your Finances!

By Lauralynn Mangis It’s here!!! I’m talking about the wonderful season called spring, of course. With this season comes a new hope, new life, rejuvenation, and everything feels renewed. Many people start the seemingly never-ending process of “Spring Cleaning” their homes, but what about their personal finances? Spring is also an ideal time to consider getting organized, simplifying your budgeting and savings process, and setting yourself up for financial success in …Read More

Spring Provides Opportunity for Tidying Up Your Finances

By Drew Kessler With spring approaching tomorrow the onset of fresh air outside means spring cleaning inside. Spring also is a great time to put your finances in order and save money in the process. The NFCC suggests the following tips for tidying up your finances. Get to know your credit report better. Dedicate spring cleaning time as the annual time to review your credit report, which you can get for …Read More

Options Besides Cable or Satellite TV

By Lauralynn Mangis Cable prices are getting pretty ridiculous these days. It’s not only the cable packages, but the pay-per-view movies as well. Satellite services can be just as expensive as cable television. Many people are looking for other options because their monthly bills are getting too costly. If you’re on a budget then your cable and telephone bills should be the first place you look to make some cut-backs. The …Read More

Credit Counselor Nitzsche: Once Helped, Now He Helps

By Cliff Goldstein Like a lot of young adults, Thomas Nitzsche was able to get approved for several credits cards with high spending limits when he was in his early 20s. And like a lot of people, Nitzsche soon found himself buried under a mountain of debt. “I always maintained good credit, but I was facing about $10,000 in combined debt,” Nitzsche says of that stressful period a decade ago. …Read More

Most Americans Can’t Survive One Month On Savings Alone

By Mark Foster The majority of Americans would not be able to survive for just one month on readily available savings if they lost their paycheck, according to a new report. A recent study from Pew Charitable Trusts shows a bleak picture of Americans struggling with financial stress. Although the national economy has recovered to some extent, American families are still greatly struggling. The study determined that 70 percent of …Read More

How to Avoid Hidden Fees

By Jesse Campbell The world is a costly place. Prices go up, while income stays the same. It’s hard enough to make your money balance out when you know what you’re spending. Unfortunately, quite often we’re subject to unexpected hidden costs that throw our carefully crafted budgets for a loop. If you don’t want to pay more than you absolutely need to, stay on the lookout for these common hidden …Read More

Give Yourself a Raise With Our New Year’s Resolution Advice

By Melinda Opperman We’re into the new year, and that means a lot of people will be looking to re-assess their personal finances, pay down debt, and recover from the financial damage the holidays may have caused. This year, we’re focusing our advice on solutions that will impact you throughout the year. It’s great to take steps like using coupons or taking advantage of sales and discounts, but we’ve got …Read More

A Fresh Start

By Kristine Gamm-Smith I have discovered in working with people on managing their personal finances that most are looking for a fresh start.  They want a chance to begin anew in how they handle their money. Some say they would change the way they budgeted their money in the past. Some want to change their specific money attitudes and behaviors that have led them down the wrong path; things like not …Read More

How to Stick to Your Budget in 2015

By Lauralynn Mangis You’ve already started to think about your budget and financial goals for 2015. You’ve probably decided that you want to put more money into a savings plan this year. Roughly three-quarters of Americans are living paycheck-to-paycheck right now, so where do you start? Prior proper planning is the number one factor in reaching financial goals. Let’s start by creating a budget and a suitable savings plan for your 2015 …Read More