November 7th, 2012 By Lauralynn Schueckler Budgets are very important in this day and age with the struggling economy going the way it is. You may have asked yourself before “Do I really need to create a budget?” The short and simple answer is YES! We’ll list some obvious reasons why we think budgets are so important and [...]
August 1st, 2012 By Gail Cunningham The July poll hosted on the NFCC website revealed that consumers have false perceptions about credit counseling which keep them from obtaining the help they need. The majority of more than 2,000 poll respondents, 47 percent, indicated they are not reaching out for assistance with their financial concerns due to confusion regarding [...]
July 23rd, 2012 By Lauralynn Schueckler Whether you are thinking of buying your own home or are already a homeowner, housing counseling can offer valuable help when you need it most. It is a common misconception to believe that housing counseling is only for people whose mortgages are underwater or those who have bad credit. For those who are [...]
July 9th, 2012 By Gary Silverman Investment advisor, financial planner, financial advisor, stockbroker, registered investment advisor, insurance agent, retirement planning specialist, personal financial specialist…what the heck do all these mean and what do they all do? Heck if I know. You see, some of the designations above require specific licenses, some infer a certain level of expertise, and [...]
July 3rd, 2012 By: Gail Cunningham A recent online poll by the NFCC allowed consumers to select their greatest financial regret. Of more than 2,200 respondents, 53 percent indicated that habitually overspending was what they regretted most. Overspending far outweighed other financial concerns such as inadequately saving (18 percent), insufficiently preparing for retirement (14 percent), not having bought a house [...]
July 2nd, 2012 By Gary Silverman People regularly ask me how to choose a financial advisor. After my stock answer of “choose me,” I begin by asking them why they want one. Financial advice means different things to different people. One such person told me that he had some stocks that he wanted to buy and wanted me [...]
June 26th, 2012 By Gary Silverman We have been brainwashed to think that men and women are essentially (except for some fun equipment) the same. There is now proof that men and women are different from each other: Women are smarter than men. Sure we may have had our doubts. I blame Lucille Ball. Lucy acted dumb on [...]
October 24th, 2011 By Sara Gilbert, GreenPath Debt Solutions Why do we wait to take action? Especially when the chips are down and decisions are difficult, taking action can be tough indeed. Doing nothing, though, has its own set of consequences, so why do we wait? In our counseling sessions at GreenPath, many if not most clients, tell [...]