By Gail Cunningham When school let’s out every summer, the thoughts of children and families across the nation turn to fun-filled summer days. But rather than letting summer break the bank,  inexpensive activities can pass the sunny days with the children without missing a beat. Visit the local library. Most local libraries provide regular storytelling programs that [...]

To avoid getting caught up in the hysteria, the National Foundation for Credit Counseling (NFCC) offers the following information and advice on how to avoid overspending and maintain good financial health during the upcoming holiday season: Develop a spending budget. Write down household and personal expenses for November and December. For each month, subtract the [...]

Identity theft is a problem any time of the year.  While consumers are focused on giving during the holidays, the crooks are focused on taking.  “If there’s one thing consumers don’t need, it is dealing with identity theft during the holidays.  Having your access to credit suspended or compromised during the largest shopping season of [...]

One in every 10 Americans is currently unemployed. Foreclosure filings were reported on close to one million properties in the third quarter of 2009. Personal savings, if it exists at all, is a fraction of what it should be. Terms on credit cards are rapidly changing, putting some consumers over the financial edge. And the [...]

Retailers have their red mark-down pens out earlier than usual this year, meaning that many consumers will begin taking advantage of bargains in advance of the traditional Black Friday rush. As consumers hit the malls this holiday season, some are experienced shoppers, having weathered many years of finding just the right gift at just the [...]

Holiday Shopping Tips To Keep You Free Of Debt Stress As retailers move into the holiday shopping season earlier and earlier, it is more important than ever for consumers to avoid getting caught up in the hysteria and instead heed some money and credit management advice to keep the holiday season happy and free of [...]