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Founded in 1951, the National Foundation for Credit Counseling is the largest serving nonprofit financial counseling organization. Find various topics in this blog, including personal finance, credit counseling, housing, budgeting and student loan help. Click here to speak with an NFCC-certified Consumer Credit Counselor.

Five Benefits of a Debt Management Plan

It’s possible that you have severe debt. You got behind on your credit card payments for too long, and now you’re receiving constant calls from creditors. One solution to your debt problems could be a debt management plan. A debt management plan is a way to pay down your debt through payments to your credit counseling agency, who will then distribute the funds to your creditors. When you enroll in …Read More

Celebrating Valentine’s Day on a Budget

The month of February is here, and Valentine’s Day is just around the corner. It’s a great day to really show appreciation for your significant other with a nice dinner and night out on the town. Of course, Valentine’s Day also comes with a cost, and a lot of times it’s heavy. Dinner, a movie, alcohol, gifts. They all add up. With that being said you can still have a …Read More

Benefits of Buying a New vs. Used Car

At some point in their lives, a lot of Americans are faced with the decision of whether or not to buy a new car. It certainly has its benefits – no miles, brand-new upholstery, that sweet new car smell. However, is it worth it? There are plenty of benefits to purchasing a used car as well. It really depends on your situation and what you see as the best fit. …Read More

Last-minute Holiday Shopping Tips

We’ve all been there before. It’s just a few days before Christmas, possibly even already Christmas Eve, and you still have plenty of holiday shopping left to do. It could be that you just have to get a gift for your brother or sister, or that you’re flat out way behind and haven’t bought gifts for any of your friends and family. It’s not a great situation, but the world …Read More