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July 2012

Is a Secured Credit Card a Good Solution for You?

By Jana Castanon – NEW BLOGGER! With today’s difficult economy and with life events such as divorce and catastrophic health issues, many people have not been able to keep their finances afloat and as a result their credit scores reflect their struggles. Combine their poor credit history with our economy’s increasing reliance to transact business with plastic cards, those that are struggling with their finances feel like they are really …Read More

Why You Need a Social Media Will

 By Jason Alderman By most estimates, over half of adult Americans haven’t written a will stating how their assets should be distributed after death. Fewer still have bothered to appoint someone to make financial and health care decisions on their behalf should they become incapacitated. And now we can add another necessary, but probably overlooked legal document: a social media will. That’s right – in this age of email, password-protected …Read More

Why You Need a Social Media Will

 By Jason Alderman By most estimates, over half of adult Americans haven’t written a will stating how their assets should be distributed after death. Fewer still have bothered to appoint someone to make financial and health care decisions on their behalf should they become incapacitated. And now we can add another necessary, but probably overlooked legal document: a social media will. That’s right – in this age of email, password-protected …Read More

Cool Tips For Summer Fun That Don’t Break The Bank

By Gail Cunningham When school let’s out every summer, the thoughts of children and families across the nation turn to fun-filled summer days. But rather than letting summer break the bank,  inexpensive activities can pass the sunny days with the children without missing a beat. Visit the local library. Most local libraries provide regular storytelling programs that provide an air-conditioned break that keeps even the youngest and oldest reader’s learning skills sharp. …Read More

How Housing Counseling Could Help You

By Lauralynn  Schueckler Whether you are thinking of buying your own home or are already a homeowner, housing counseling can offer valuable help when you need it most. It is a common misconception to believe that housing counseling is only for people whose mortgages are underwater or those who have bad credit.  For those who are interested in becoming a homeowner, housing counselors can offer some compelling arguments to support the …Read More

How to Catch a Phish

By Jason Alderman Their names may sound funny, but their financial consequences are not: “Phishing,” “smishing” and “vishing” are just a few of the ways criminals can gain access to your financial or personal information via your computer or smartphone.  These attacks rely on the same basic strategy: To trick you into providing your financial or personal information – often by masquerading as a trusted source such as your bank, …Read More

Understanding the Importance of a Credit Report

By Gail Cunningham The Consumer Financial Protection Bureau (CFPB) recently announced that it would soon begin examining credit reporting agencies to confirm, among other things, that they are producing accurate credit reports and that consumers have ample ability to dispute errors on their reports. An accurate credit report is critical to a person’s financial future, and consumers need to be aware that the responsibility for reviewing their report lies with …Read More

Back to School Already?

 By Jana Castanon – NEW BLOGGER! It seems that the summer just started and here you are getting ready to send your kiddos back to school.  The stores have cleverly arranged their displays to entice your children to shop to their hearts’ content while the advertisers are making sure that they lure your children towards what are probably the most expensive products.  Companies are sending messages to your kids that, …Read More

What to Discuss With Your Potential Financial Advisor– Part 3

 By Gary Silverman We continue the series on how to find a financial advisor. Today we’ll whittle down your list. You’ve found an advisor or three who look like they might be a good fit for you…but how do you know? First, I’d schedule a meeting. Most financial planners and advisors will offer a free introductory meeting so that you can kick their tires and they can see if you’re …Read More