June 29th, 2012 By Drew Kessler Use just one card if you can. If you need one for business, work with two—one for personal use and one for business use. Even three cards may be fine, especially if each one has a specific purpose. But the fewer you have, the easier it is to remember your balance and [...]
June 28th, 2012 By Jason Alderman For many people, having roommates is a natural transition between leaving their parent’s house and buying their own home. It can be a great way to trim expenses and save for the future. But if you’re not careful, cohabitating can also devolve into constant bickering over finances and dirty dishes. Roommate tensions [...]
June 27th, 2012 By Lauralynn Schueckler Saving money for a rainy day may seem impossible at times. Everything around us seems to be increasing in price, yet pay remains stagnant. Everyone should attempt to put away money for an emergency, even if it is only a little at a time. Some easy ways to save money for a [...]
June 26th, 2012 By Gary Silverman We have been brainwashed to think that men and women are essentially (except for some fun equipment) the same. There is now proof that men and women are different from each other: Women are smarter than men. Sure we may have had our doubts. I blame Lucille Ball. Lucy acted dumb on [...]
June 25th, 2012 By Morgan Gee, Certified Credit Counselor Note: Prior to reading this article it may be important for the reader to know that my cell phone doesn’t take pictures, I do not text and I am seriously considering cancelling my cable satellite because of a $2 a month tax increase. For what some people consider a [...]
June 22nd, 2012 By Jason Alderman With the summer vacation season upon us you’re probably busy planning itineraries, shopping for new bathing suits, and finishing work projects so you can truly relax during your break. But before you completely check out, take a few minutes to review a few financial safeguards that could save you a ton of grief [...]
June 21st, 2012 By: Matt Bell You probably have a checking account, but do you also have a savings account? I recommend that you use two savings accounts. The first savings account is your emergency fund. It’s for all of life’s ifs—if you lose your job or incur significant medical or house repair expenses that you weren’t planning [...]
June 20th, 2012 By Lauralynn Schueckler When you default on a student loan, the government will usually hire debt collection agencies to collect on these loans. It’s not quite as straightforward as you might like to think, to try and get this loan to just disappear. The collection agencies are sometimes known to twist their words around to [...]
June 19th, 2012 I was reading Money magazine the other day and saw the results of a CNNMoney.com poll. It asked participants, “How much is in your emergency fund?” That 22% had less than three months of reserves and another 22% had none wasn’t the most disturbing part of the poll. What bothered me were the participant quotes. [...]
June 18th, 2012 By Gail Cunningham The recent Financial Literacy Survey commissioned by the NFCC and the Network of Branded Prepaid Card Association (NBPCA) revealed that 80 percent of consumers admitted they would benefit from answers to everyday financial questions from a professional. This number reflects a four percent increase from 2011. In the same survey, 44 percent [...]