March 30th, 2012 By Jason Alderman I’m a firm believer that the more knowledge you acquire, whether through college, trade school or self-study, the richer your life will be. But as college tuition and fees continue to skyrocket, students and parents increasingly are asking, “Is a degree really worth the cost?” For many people it certainly is: On [...]
March 29th, 2012 By Gail Cunningham For many Americans the onset of spring and fresh air outside means spring cleaning inside. It’s time to swap winter clothes for spring/summer ones, and to get rid of the dust and clutter that’s built up over the cold months. Spring also is a great time to put your finances in order [...]
March 28th, 2012 By Erica Sandberg Dear Erica, I wanted to know what I can do to obtain a real credit card. My credit rating really stinks, and it’s embarrassing. It’s in the low 400s, and I don’t qualify for anything. To make matters worse I’m receiving unemployment, but actively seeking employment. What can I do? I cannot [...]
March 27th, 2012 By Gary Silverman The word “millionaire” invokes images of smartly dressed people sipping champagne, eating caviar, and listening to a live string quartet while docked off of Monaco on their yacht. Most people think that it is beyond their wildest dreams to become a millionaire; that it is something reserved for those born with silver [...]
March 26th, 2012 By Mary Hunt For the past 20 years I have devoted my life to learning about money and personal finance. At first it was a matter of survival. It took 12 years for me to plunge my family into a pit of financial despair. Trapped. It appeared there was no way out. But appearances are [...]
March 23rd, 2012 By Jason Alderman If you’re worried you won’t be able to pay your income taxes by this year’s April 17 filing date, don’t panic; but don’t ignore the deadline and certainly don’t wait for the IRS to reach out to you first. Acting quickly not only gives you more repayment options, it can also significantly [...]
March 22nd, 2012 By Drew Kessler Organization is important. Having a designated time and place to pay bills and store records will give you the assurance that you are in control. Set up your place for paying bills with all of the basics: pen, stamps, work space, and possibly a calendar. If you can’t or don’t wish to pay your [...]
March 21st, 2012 Dear Kim, I made the mistake of going into our family file cabinet and it is a disaster. I have papers from 1989 in there. We have always been so afraid to throw anything way. How long do you hold onto important documents like tax returns and credit card bills? Thanks, Katie, VT Dear Katie, [...]
March 20th, 2012 By Gail Cunningham It’s always good to have options. It’s even better to choose the right option, particularly when it involves paying your federal income tax obligation. With the tax deadline fast approaching many are discovering that they have a tax liability they are not prepared to pay. Consumers who find themselves in this predicament do [...]
March 19th, 2012 By Sara Gilbert The number of foreclosure filings are on the increase in many areas in the country. Some mortgage lenders may have held off on the filing of a foreclosure, and just now they seem to be taking action to begin the foreclosure process with more homeowners. The good news is many of those [...]