Archive for 2012

 The Process of “Making It”

By Gary Silverman “Making it” is a process, not an end; and no matter how messed up or glorious today was, tomorrow is another day. Since I’d like to help you start off on the right foot, I offer you some of my observations. Start. Don’t wait. Start saving (or start paying down your debt). [...]



 Gasoline Dollar Stretching

By Mark Foster The good news is that gasoline prices are not expected to skyrocket this summer. The bad news is that gasoline prices are still around $3.50 a gallon which is hardly inexpensive. In fact, the government recently forecasted an average of $3.79 a gallon for the summer driving season. Nearly $4 a gallon [...]



 Tips For Making The Most Of Your Tax Refund

By Gail Cunningham With tax season behind us many consumers look forward to getting what’s owed to them. Americans more than ever are choosing to efile and with more consumers filing their income taxes before April, the extra cash can’t come soon enough. You can also get your income tax refund faster with direct deposit. IRS [...]



 How to Save on Mother’s Day Gifts

By Stacy Johnson Last year, a deal site called Eversave ran a Mother’s Day survey. Of the 187 women who answered, just more than 42% craved “a clean house” as much as a day at the spa. Note: They did not say they craved to clean house, but to have a clean house. Big difference [...]



 For Mother’s Day
Discuss Mom’s Financial Future

By Jason Alderman On Mother’s Day, children of all ages thank their moms for the many sacrifices made during their childhoods — and well beyond, considering how many adult children still hit up their moms for a loan or free babysitting. Unfortunately, for many mothers those sacrifices extend well beyond sleepless nights and attending boring [...]



 Financial Tip of the Day:
Ideas for Increasing Income

By Drew Kessler  If you’re looking to increase your current income consider some of the following ideas. Use it to help you to think of ways that will help you the most, but remember that some of the things you think will help increase your income might have an additional cost attached to them.  For example, if [...]



 Should You Adjust Your Tax Withholding?

By Jason Alderman Now that tax day has passed chances are you’re either waiting patiently for your 2011 tax refund to arrive, it’s already been spent, or you just wrote the U.S. Treasury a check and are in budget-cutting mode. It’s difficult to calculate exactly how much you will owe in taxes unless your income [...]



 Dear Kim: Am I Eligible
For An Independent Foreclosure Review?

By Kim Cole Dear Kim, Back in 2010 my house went into foreclosure due to financial difficulty stemming from my job loss. We called Novadebt and worked with your housing department and received a modification on the mortgage after I was able to find work a few months later. Everything has been going fine, but [...]



 April 30th Was National Honesty Day
Are You Honest About Your Financial Situation?

By Lauralynn Schueckler Monday was National Honesty Day, and not many people were aware of that. One of the top Twitter Trends that day was #NationalHonestyDay. Here in the United States, National Honesty Day was invented to celebrate the truthfulness of a pair of past presidents. You may have heard of them, George Washington and Abraham Lincoln. [...]



 Overwhelming Majority of Americans
Say Personal Finances Need Major Overhaul

By Gail Cunningham According to the April poll hosted on the NFCC website, when asked to describe the state of their personal financial situation, 80% of more than 1,400 respondents admitted their finances were in need of a major overhaul.  This statistic parallels the findings of the recent NFCC Financial Literacy Survey in which 80% of [...]