Archive for September, 2011

 Financial Planners Not Just for the Wealthy

By Jason Alderman Senior Director, Global Financial Education, VISA It’s not uncommon to feel overwhelmed by the sheer number of important decisions we need to make concerning retirement accounts, investments, college savings and other complicated financial issues. That’s one reason more and more people – wealthy and middle-class alike – turn to professional financial advisors […]

 NFCC Honors Achievements In Financial Literacy

Making the Difference Awards Bestowed on National Leaders Making a difference is the definition of a life well-lived, and the NFCC is proud to recognize four people who have done exactly that. The NFCC’s Making the Difference Awards honor individuals who have made a significant contribution to assisting consumers with financial literacy, awareness and education. At […]

 NAHREP & NFCC Team Up To Expand Access and Awareness Among Latinos for Financial Education/Housing Counseling Resources

The National Association of Hispanic Real Estate Professionals (NAHREP) and the NFCC recently announced a new partnership to expand access to financial education and vital credit and housing counseling services specific to the Hispanic community.  With tools and counseling available in Spanish, NAHREP’s 50 affiliate chapters and the NFCC’s 92 Member Agencies will collaborate to bring […]

 Tips on Lending Money to Family and Friends

Money is an emotionally charged issue that has torn apart many a relationship. The NFCC offers the following suggestions when deciding whether to lend or not to lend to a loved one: Just like in Vegas, don’t risk more than you can afford to lose. Loaning money to friends or family is a gamble, so […]

 5 Expenses You Shouldn’t Trim and What to Do Instead

1. Car maintenance Bad idea: Skipping an oil change. You could save $30 now, but that’s little consolation when you see smoke under the hood because your engine seized up, leaving you with a $5,000 bill. Better idea: If your car’s running well, cut back on tune-ups instead. Check with your mechanic, but many will […]

 Debt Can Affect Your Health

So many people have debts these days that they are allowing it to affect their health. The cause of people’s ailments such as depression, ulcers, and heart attacks a lot of the time is caused due to worrying about how they are going to pay their debts. Throughout this decade and the last, debt-related stress […]

 Avoid Credit and Debit Card Fraud: Get High-Tech Security on Your Next Card

By the AllClear ID team Vanessa here from AllClear ID.  If you use one of Bank of America’s credit cards you can feel a little safer: the bank scored the highest in an annual tally of card issuers’ efforts in identity theft protection. In Javelin Strategy and Research’s seventh annual Card Issuer’s Safety Scorecard, Bank […]

 Reverse Mortgages Aren’t for Everyone

By Jason Alderman Senior Director, Global Financial Education, VISA You can scarcely turn on the TV without seeing ads for reverse mortgages. They’re touted as a great tool for cash-strapped seniors to tap their home equity to pay off bills while remaining in their homes with no monthly mortgage payments. Although that may be true […]

 Credit Counselors Gather in San Francisco

National Foundation for Credit Counseling Holding Annual Leaders Conference To Discuss Issues Impacting the American Consumer As our country continues to struggle economically, the NFCC is meeting in San Francisco September 19-21 to hear from industry leaders and address the many pressing issues confronting Americans.  It can be argued that there has never been a more […]

 NFCC Launches 4th Annual National Protect Your Identity Week

Over 8 million people are victimized by identity theft each year, with ID theft remaining the top complaint to the Federal Trade Commission. There have been breaches of secure information in nearly every sector of the business community as well as the education, healthcare, banking, and even government sectors.  Everyone, even children, is at risk […]