To avoid getting caught up in the hysteria, the National Foundation for Credit Counseling (NFCC) offers the following information and advice on how to avoid overspending and maintain good financial health during the upcoming holiday season: Develop a spending budget. Write down household and personal expenses for November and December. For each month, subtract the [...]

Identity theft is a problem any time of the year.  While consumers are focused on giving during the holidays, the crooks are focused on taking.  “If there’s one thing consumers don’t need, it is dealing with identity theft during the holidays.  Having your access to credit suspended or compromised during the largest shopping season of [...]

One in every 10 Americans is currently unemployed. Foreclosure filings were reported on close to one million properties in the third quarter of 2009. Personal savings, if it exists at all, is a fraction of what it should be. Terms on credit cards are rapidly changing, putting some consumers over the financial edge. And the [...]