September 3rd, 2010 Most Frequently Asked Questions By Consumers, Part 6
What follows is the final installment in a series of the most frequently asked questions of counselors in the NFCC’s Member Network.
What are the three most important financial goals for someone’s future?
The truth of the matter is that everyone’s financial goals are different, so the three most important financial goals are almost guaranteed to vary from one person to another. With that said, there is no denying that putting together enough saving to meet all of your expenses for 3-6 months or for an emergency is vitally important. So too is planning for your retirement. As the saying goes, time and tide wait for no one, so it’s only a question of if you want to live out your golden years still working or taking advantage of that much-deserved leisure earned over a lifetime. Still for others, a financial goal might be putting money away for a child’s college education, or to buy a home.
Regardless of what your particular financial goals may be, the most important thing is to know what they are and to develop a reasonable, attainable plan to reach them, as well as being prepared to work through the inevitable pitfalls that will happen along the way. That is the very essence of financial literacy.
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