Archive for 2010

 More Holiday Tips to Keep You Free of Debt Stress

To avoid getting caught up in the hysteria, the National Foundation for Credit Counseling (NFCC) offers the following information and advice on how to avoid overspending and maintain good financial health during the upcoming holiday season: Develop a spending budget. Write down household and personal expenses for November and December. For each month, subtract the […]



 Don’t Let the Grinch – Or Anyone Else – Steal Your Identity This Season

Identity theft is a problem any time of the year.  While consumers are focused on giving during the holidays, the crooks are focused on taking.  “If there’s one thing consumers don’t need, it is dealing with identity theft during the holidays.  Having your access to credit suspended or compromised during the largest shopping season of […]



 Should You Be Shopping This Holiday Season?

One in every 10 Americans is currently unemployed. Foreclosure filings were reported on close to one million properties in the third quarter of 2009. Personal savings, if it exists at all, is a fraction of what it should be. Terms on credit cards are rapidly changing, putting some consumers over the financial edge. And the […]



 Five Things NOT To Do at the Mall This Holiday Season

Retailers have their red mark-down pens out earlier than usual this year, meaning that many consumers will begin taking advantage of bargains in advance of the traditional Black Friday rush. As consumers hit the malls this holiday season, some are experienced shoppers, having weathered many years of finding just the right gift at just the […]



 NFCC Gives Thanks By Giving

The compound word Thanksgiving is made up of two very meaningful and powerful words, both deserving of reflection during this Thanksgiving season.The National Foundation for Credit Counseling (NFCC) expresses thanks to the many that support their mission of creating a culture of financially responsible behavior through financial education. Turning a mission statement into a reality […]



 

Holiday Shopping Tips To Keep You Free Of Debt Stress As retailers move into the holiday shopping season earlier and earlier, it is more important than ever for consumers to avoid getting caught up in the hysteria and instead heed some money and credit management advice to keep the holiday season happy and free of […]



 A need that had to be filled

By Terry Mills, Education & Outreach Manager, Consumer Credit Counseling Services of the Black Hills, a division of Rushmore Consumer Credit Resource Center  Consumer Credit Counseling Services of the Black Hills (CCCS/BH) continually looks for ways to reach its community. A successful, ongoing partnership began when CCCS/BH staff saw that people in the judicial and […]



 Most Frequently Asked Questions By Consumers, Part 6

What follows is the final installment in a series of the most frequently asked questions of counselors in the NFCC’s Member Network. What are the three most important financial goals for someone’s future? The truth of the matter is that everyone’s financial goals are different, so the three most important financial goals are almost guaranteed […]



 Students Learning – About Money

By Kate Beck Most youth experience their first introduction to financial management at home. However, many low-income parents themselves struggling to make ends meet, or are ill-equipped to teach effective financial management skills to their children. Consumer Credit Counseling Service of Buffalo (CCCS), in conjunction with Child & Adolescent Treatment Services (CATS), has addressed this […]