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NFCC Blog: Staying the Course

Founded in 1951, the National Foundation for Credit Counseling is the largest serving nonprofit financial counseling organization. Find various topics in this blog, including personal finance, credit counseling, housing, budgeting and student loan help. Click here to speak with an NFCC-certified Consumer Credit Counselor.

The Benefits of Credit Counseling — Even When You Don’t Yet Need It

You may be familiar with credit counseling for bankruptcy or for help with debt management, but consumers in financial distress aren’t the only ones who may benefit from credit counseling. Nonprofit credit counseling agencies provide free or low-cost financial education services and counseling on a variety of topics. Those looking for financial guidance, especially those who don’t have the resources to work with a financial advisor, may find the help …Read More

When and Why You Should Choose Credit Counseling: How Credit Counseling Can Help Your Financial Situation

If you’re running out of money at the end of each month and struggling to pay your bills, a certified credit counselor can help you regain control of your finances, but how do you know if credit counseling is right for you? When to call a Credit Counselor Credit counseling can help you to relieve the stress caused by your financial situation. If any of the following scenarios apply to …Read More

Why it Matters if a Credit Counseling Agency is NFCC®Certified

As part of Financial Literacy Month, we are doing a series on what it means to be certified by the National Foundation for Credit Counseling, why it matters, and when you should seek credit counseling. The National Foundation for Credit Counseling® (NFCC®) was founding in 1951. It is the nation’s first and largest nonprofit dedicated to improving people’s financial wellbeing. Membership with the NFCC demonstrates a member’s commitment to provide a …Read More

Five Benefits of a Debt Management Plan

It’s possible that you have severe debt. You got behind on your credit card payments for too long, and now you’re receiving constant calls from creditors. One solution to your debt problems could be a debt management plan. A debt management plan is a way to pay down your debt through payments to your credit counseling agency, who will then distribute the funds to your creditors. When you enroll in …Read More

8 Last-minute Tax filing tips

By Henry Ochoa Are you waiting till the last second to file your taxes for 2017? The Internal Revenue Service is expecting around 70 percent of tax filers to receive a tax refund this year. Read the last-minute tax filing tips below to ensure that your filings go as smooth as possible, even if you are stressing for more time before the tax filing deadline on Tuesday, April 17. Save …Read More

How Military Service Members and their Spouses can Access Debt Relief

There are many protections for military service members and their spouses, chiefly under the SCRA (Servicemembers’ Civil Relief Act), but it’s important that the military personnel who need these benefits take the proper steps to guarantee their rights are protected. In particular, service members gain special protections while on active duty. They (or their spouses) can’t be evicted, foreclosed upon, or otherwise forced to sell their home. Debt interest rates …Read More

Simple Steps to Save Successfully During Military Saves Week 2017

By Tammy G. Bruzon, Military Saves Military Saves Week (February 27 – March 4, 2017) is an annual opportunity for individuals to assess their savings and take financial action. Each year, we encourage servicemembers and military families just like yours to set a goal, make a plan, and save automatically. This Military Saves Week, try these five simple steps to help yourself save automatically – and successfully: Assess Your Savings …Read More

2016 NFCC Brighter Financial Future Award Winner, Martha Souder

(Pictured Above: Helene Raynaud, President and CEO of Guidewell Financial Solutions, Martha Souder, Award Winner, and Susan Keating, CEO of the NFCC) Every year at the NFCC Connect Conference, we love to highlight the great work that our member agencies do to help their clients.  Many clients achieve financial freedom by paying off their debt in 36-60 months with a plan from their agency.  Each year, a client is chosen …Read More